{"id":2112,"date":"2025-11-27T15:04:00","date_gmt":"2025-11-27T15:04:00","guid":{"rendered":"https:\/\/ituring.theredpanda.in\/?page_id=2112"},"modified":"2026-05-20T16:52:01","modified_gmt":"2026-05-20T11:22:01","slug":"risk-credit","status":"publish","type":"page","link":"https:\/\/ituring.ai\/za\/use-cases\/risk-credit\/","title":{"rendered":"Risk &#038; Credit"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2112\" class=\"elementor elementor-2112\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d34ceb6 e-con-full e-flex e-con e-parent\" data-id=\"d34ceb6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-52c6b32 e-con-full e-flex e-con e-child\" data-id=\"52c6b32\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bce9fe7 elementor-widget elementor-widget-image\" data-id=\"bce9fe7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"20\" height=\"20\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/recovery-icon.svg\" class=\"attachment-large size-large wp-image-1879\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9cb2e2 elementor-widget elementor-widget-text-editor\" data-id=\"f9cb2e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Risk &amp; Credit<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfc7db1 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"cfc7db1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Green light great customers, protect the book.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0d3ab2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a0d3ab2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Faster decisions, evidence in seconds &#8211; explainable, approved, and continuously watched in production.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a7bb8a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3a7bb8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Expand approvals without compromising risk tolerance: champions picked by performance, decisions logged with lineage, and every change governed by maker\u2013checker and live risk controls.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdb064a elementor-widget elementor-widget-button\" data-id=\"cdb064a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/ituring.ai\/za\/discovery-call\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"38\" height=\"38\" viewBox=\"0 0 38 38\" fill=\"none\"><rect width=\"37.3333\" height=\"37.3333\" rx=\"18.6667\" fill=\"white\"><\/rect><path d=\"M10.2563 23.7964C9.66058 24.2293 9.52852 25.0631 9.96135 25.6588C10.3942 26.2546 11.228 26.3866 11.8238 25.9538L11.04 24.8751L10.2563 23.7964ZM27.6119 14.0003C27.7271 13.273 27.2309 12.59 26.5036 12.4748L14.6513 10.5976C13.924 10.4824 13.241 10.9786 13.1258 11.7059C13.0106 12.4333 13.5069 13.1162 14.2342 13.2314L24.7695 14.9001L23.1009 25.4354C22.9857 26.1627 23.4819 26.8457 24.2092 26.9609C24.9365 27.0761 25.6195 26.5799 25.7347 25.8526L27.6119 14.0003ZM11.04 24.8751L11.8238 25.9538L27.0787 14.8704L26.295 13.7917L25.5113 12.713L10.2563 23.7964L11.04 24.8751Z\" fill=\"#0BB3B9\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\"> Watch it in Action<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bfa19a9 e-con-full e-flex e-con e-child\" data-id=\"bfa19a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2a5b50 elementor-widget elementor-widget-image\" data-id=\"f2a5b50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"792\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/12\/AICPA.svg\" class=\"attachment-large size-large wp-image-4636\" alt=\"SOC 2 Type II certification badge\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5b73b1 elementor-widget elementor-widget-image\" data-id=\"c5b73b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"74\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Line-2.png\" class=\"attachment-large size-large wp-image-60\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-445b58e elementor-widget elementor-widget-image\" data-id=\"445b58e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"777\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/12\/image-85.svg\" class=\"attachment-large size-large wp-image-4637\" alt=\"SOC 2 Type II certification badge\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21cef34 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"21cef34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"74\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Line-2.png\" class=\"attachment-large size-large wp-image-60\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e185430 e-con-full e-flex e-con e-child\" data-id=\"e185430\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79ed677 elementor-widget elementor-widget-heading\" data-id=\"79ed677\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">18<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46cc7db elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"46cc7db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>banks and insurers live<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a260dc6 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"a260dc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"74\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Line-2.png\" class=\"attachment-large size-large wp-image-60\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ed64f7c e-con-full e-flex e-con e-child\" data-id=\"ed64f7c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdeaa8c elementor-widget elementor-widget-heading\" data-id=\"fdeaa8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">140<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-789ca6d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"789ca6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Use Cases<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-87dafca e-flex e-con-boxed e-con e-parent\" data-id=\"87dafca\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2e9c30 elementor-position-inline-start elementor-mobile-position-inline-start elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"d2e9c30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"39\" viewBox=\"0 0 10 39\" fill=\"none\"><path d=\"M9.99763 8.51592C9.99893 8.51462 9.9989 8.5125 9.99757 8.51124L1.24801 0.206711C0.977742 -0.071508 0.492846 -0.071508 0.214626 0.206711C0.103339 0.317999 0 0.532626 0 0.699557V29.1177C0 29.6105 0.214626 30.0954 0.540541 30.4213L8.6329 38.3299C9.13946 38.825 9.99205 38.4661 9.99205 37.7578V8.46585V8.51361C9.99205 8.51652 9.99557 8.51798 9.99763 8.51592Z\" fill=\"#35BCAD\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tMeasurable Business Impact\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81460da elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"81460da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What moves when \nunderwriting moves<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-795c9a5 e-con-full e-flex e-con e-child\" data-id=\"795c9a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bdd5268 e-con-full e-flex e-con e-child\" data-id=\"bdd5268\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78a8277 elementor-widget elementor-widget-heading\" data-id=\"78a8277\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">+32%<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27ab07c elementor-widget elementor-widget-text-editor\" data-id=\"27ab07c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>approvals at the same loss appetite<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-928c754 e-con-full e-flex e-con e-child\" data-id=\"928c754\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed43f3f elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"ed43f3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"71\" height=\"71\" viewBox=\"0 0 71 71\" fill=\"none\"><path d=\"M54.5967 28.5021C45.5518 28.5021 38.1934 35.8607 38.1934 44.9056C38.1934 53.9505 45.5518 61.309 54.5967 61.309C63.6416 61.309 71.0002 53.9503 71.0002 44.9055C71.0002 35.8606 63.6417 28.5021 54.5967 28.5021ZM51.469 53.8663L44.5266 46.924L47.4698 43.9808L51.4691 47.98L62.0329 37.4162L64.976 40.3594L51.469 53.8663Z\" fill=\"#072233\"><\/path><path d=\"M34.0794 44.9056L34.0697 28.9548L35.1909 28.2673C38.646 26.0408 40.7089 22.2643 40.7089 18.1652V12.0087C40.7089 5.38574 35.3207 0 28.6976 0C22.0745 0 16.6862 5.38574 16.6862 12.0087V18.1652C16.6862 22.2643 18.7491 26.0409 22.2043 28.2673L23.2712 28.9548V43.9598L17.9391 49.2919H4.26416L0 53.5921V61.3091H42.2067C37.2435 57.551 34.0794 51.5968 34.0794 44.9056Z\" fill=\"#072233\"><\/path><path d=\"M0 68.6771C0 69.9578 1.00606 71 2.28698 71H56.6251C57.906 71 58.9482 69.9578 58.9482 68.6771V65.4713H0V68.6771Z\" fill=\"#072233\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81a6284 elementor-widget elementor-widget-text-editor\" data-id=\"81a6284\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Same day vs. multi-day approvals<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1aaa179 e-con-full e-flex e-con e-child\" data-id=\"1aaa179\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc683f0 elementor-widget elementor-widget-heading\" data-id=\"cc683f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">90%<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-986cec9 elementor-widget elementor-widget-text-editor\" data-id=\"986cec9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>faster to production vs. code\u2011plus\u2011consultants<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d1096f1 e-flex e-con-boxed e-con e-parent\" data-id=\"d1096f1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5f03d83 e-con-full e-flex e-con e-child\" data-id=\"5f03d83\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0007bc0 e-con-full e-flex e-con e-child\" data-id=\"0007bc0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a1884e elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"2a1884e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"80\" viewBox=\"0 0 80 80\" fill=\"none\"><path d=\"M35 8.33331C35 5.57331 37.24 3.33331 40 3.33331C42.76 3.33331 45 5.57331 45 8.33331C45 11.0933 42.76 13.3333 40 13.3333C37.24 13.3333 35 11.0933 35 8.33331ZM10 43.3333C10 40.5733 7.76 38.3333 5 38.3333C2.24 38.3333 0 40.5733 0 43.3333C0 46.0933 2.24 48.3333 5 48.3333C7.76 48.3333 10 46.0933 10 43.3333ZM80 43.3333C80 40.5733 77.76 38.3333 75 38.3333C72.24 38.3333 70 40.5733 70 43.3333C70 46.0933 72.24 48.3333 75 48.3333C77.76 48.3333 80 46.0933 80 43.3333ZM20 18.3333C20 15.5733 17.76 13.3333 15 13.3333C12.24 13.3333 10 15.5733 10 18.3333C10 21.0933 12.24 23.3333 15 23.3333C17.76 23.3333 20 21.0933 20 18.3333ZM70 68.3333C70 65.5733 67.76 63.3333 65 63.3333C62.24 63.3333 60 65.5733 60 68.3333C60 71.0933 62.24 73.3333 65 73.3333C67.76 73.3333 70 71.0933 70 68.3333ZM15 63.3333C12.24 63.3333 10 65.5733 10 68.3333C10 71.0933 12.24 73.3333 15 73.3333C17.76 73.3333 20 71.0933 20 68.3333C20 65.5733 17.76 63.3333 15 63.3333ZM65 13.3333C62.24 13.3333 60 15.5733 60 18.3333C60 21.0933 62.24 23.3333 65 23.3333C67.76 23.3333 70 21.0933 70 18.3333C70 15.5733 67.76 13.3333 65 13.3333ZM40 20C34.7667 20 29.93 21.7333 26.0333 24.6533L42.3567 40.9766L37.6433 45.69L21.32 29.3666C18.4 33.2633 16.6667 38.1 16.6667 43.3333C16.6667 56.2 27.1367 66.6666 40 66.6666C52.8633 66.6666 63.3333 56.2 63.3333 43.3333C63.3333 30.4666 52.8633 20 40 20Z\" fill=\"#35BCAD\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tThe Manual  Control Problem\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tConversion suffers when controls are manual. \nLosses rise when controls are blind.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d690b7a elementor-widget elementor-widget-text-editor\" data-id=\"d690b7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Manual reviews, scattered evidence, and black\u2011box models force a false choice between growth and governance; governed Auto ML closes the gap so approval rates climb while committee\u2011grade documentation and portfolio checks remain automatic.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3c6253 e-flex e-con-boxed e-con e-parent\" data-id=\"f3c6253\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e1f7baa e-con-full e-flex e-con e-child\" data-id=\"e1f7baa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-65a8ed1 e-con-full e-flex e-con e-child\" data-id=\"65a8ed1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7795f5e e-con-full e-flex e-con e-child\" data-id=\"7795f5e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a27fa1 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"6a27fa1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">From data to defended decisions - without a rewrite. <\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d8a3094 e-con-full e-flex e-con e-child\" data-id=\"d8a3094\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-417af3e elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"417af3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><rect width=\"32\" height=\"32\" rx=\"5.50669\" fill=\"#163D58\"><\/rect><path d=\"M11.584 22V20.308H15.112V10.912H14.968L12.052 14.026L10.81 12.91L14.014 9.436H17.11V20.308H20.17V22H11.584Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tData in\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBureau, applications, transactions, statements, and alt\u2011signals assembled via feature store with 25,000 ready financial features and full lineage for safe reuse (batch or stream). \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89c1742 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile_extra elementor-widget elementor-widget-image\" data-id=\"89c1742\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"358\" height=\"1\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Vertical-Divider-2.png\" class=\"attachment-large size-large wp-image-1142\" alt=\"\" srcset=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Vertical-Divider-2.png 358w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Vertical-Divider-2-300x1.png 300w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Vertical-Divider-2-150x1.png 150w\" sizes=\"(max-width: 358px) 100vw, 358px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84f4b89 elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"84f4b89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"213\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Vertical-Divider-blue.png\" class=\"attachment-large size-large wp-image-1240\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4687849 elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"4687849\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><rect width=\"32\" height=\"32\" rx=\"5.50669\" fill=\"#163D58\"><\/rect><path d=\"M20.238 23H11.706V21.056L15.72 17.474C16.356 16.898 16.842 16.352 17.178 15.836C17.526 15.308 17.7 14.756 17.7 14.18V13.946C17.7 13.334 17.514 12.854 17.142 12.506C16.782 12.158 16.29 11.984 15.666 11.984C15.318 11.984 15.012 12.038 14.748 12.146C14.496 12.242 14.274 12.38 14.082 12.56C13.89 12.74 13.728 12.95 13.596 13.19C13.476 13.43 13.38 13.688 13.308 13.964L11.526 13.28C11.658 12.884 11.838 12.506 12.066 12.146C12.294 11.774 12.582 11.444 12.93 11.156C13.278 10.868 13.686 10.64 14.154 10.472C14.634 10.304 15.192 10.22 15.828 10.22C16.464 10.22 17.034 10.316 17.538 10.508C18.042 10.688 18.462 10.946 18.798 11.282C19.146 11.606 19.41 11.996 19.59 12.452C19.77 12.908 19.86 13.406 19.86 13.946C19.86 14.45 19.782 14.918 19.626 15.35C19.47 15.782 19.254 16.19 18.978 16.574C18.702 16.958 18.378 17.324 18.006 17.672C17.646 18.02 17.262 18.374 16.854 18.734L13.902 21.272H20.238V23Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tModels\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t4,000 agents compete to select a champion. Explainability and documentation log at every step and challengers continue learning for controlled lift.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c3471f elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile_extra elementor-widget elementor-widget-image\" data-id=\"3c3471f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"358\" height=\"1\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Vertical-Divider-2.png\" class=\"attachment-large size-large wp-image-1142\" alt=\"\" srcset=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Vertical-Divider-2.png 358w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Vertical-Divider-2-300x1.png 300w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Vertical-Divider-2-150x1.png 150w\" sizes=\"(max-width: 358px) 100vw, 358px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc366b0 elementor-hidden-mobile_extra elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"fc366b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"213\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Vertical-Divider-blue.png\" class=\"attachment-large size-large wp-image-1240\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-140d8ba elementor-widget__width-initial elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"140d8ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\"><rect width=\"32\" height=\"32\" rx=\"5.50669\" fill=\"#163D58\"><\/rect><path d=\"M15.716 15.602C16.496 15.602 17.072 15.44 17.444 15.116C17.816 14.78 18.002 14.354 18.002 13.838V13.712C18.002 13.136 17.822 12.698 17.462 12.398C17.102 12.086 16.616 11.93 16.004 11.93C15.404 11.93 14.894 12.068 14.474 12.344C14.054 12.608 13.7 12.98 13.412 13.46L12.062 12.29C12.254 12.014 12.47 11.75 12.71 11.498C12.95 11.246 13.232 11.03 13.556 10.85C13.88 10.658 14.246 10.508 14.654 10.4C15.062 10.28 15.53 10.22 16.058 10.22C16.646 10.22 17.192 10.292 17.696 10.436C18.2 10.58 18.632 10.796 18.992 11.084C19.352 11.36 19.634 11.702 19.838 12.11C20.042 12.506 20.144 12.956 20.144 13.46C20.144 13.856 20.078 14.216 19.946 14.54C19.826 14.864 19.652 15.152 19.424 15.404C19.208 15.644 18.95 15.842 18.65 15.998C18.362 16.154 18.056 16.268 17.732 16.34V16.43C18.092 16.502 18.428 16.622 18.74 16.79C19.064 16.946 19.346 17.156 19.586 17.42C19.826 17.672 20.012 17.978 20.144 18.338C20.288 18.686 20.36 19.088 20.36 19.544C20.36 20.096 20.252 20.6 20.036 21.056C19.82 21.5 19.514 21.884 19.118 22.208C18.734 22.532 18.266 22.784 17.714 22.964C17.162 23.132 16.55 23.216 15.878 23.216C15.29 23.216 14.774 23.15 14.33 23.018C13.886 22.898 13.49 22.736 13.142 22.532C12.806 22.316 12.506 22.076 12.242 21.812C11.99 21.536 11.768 21.254 11.576 20.966L13.07 19.796C13.226 20.048 13.388 20.282 13.556 20.498C13.736 20.702 13.934 20.882 14.15 21.038C14.378 21.182 14.63 21.296 14.906 21.38C15.194 21.464 15.518 21.506 15.878 21.506C16.646 21.506 17.234 21.326 17.642 20.966C18.05 20.594 18.254 20.084 18.254 19.436V19.31C18.254 18.662 18.038 18.17 17.606 17.834C17.174 17.498 16.562 17.33 15.77 17.33H14.438V15.602H15.716Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tDeploy and Monitor\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAny framework (Python, R, Spark, SAS) with maker\u2013checker and version control; blue\/green endpoints; 60+ live\u2011risk checks trigger auto\u2011retrain guidance or instant rollback. \t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea6629f elementor-widget elementor-widget-image\" data-id=\"ea6629f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"219\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/ourthree-stepprocess-1024x280.webp\" class=\"attachment-large size-large wp-image-8798\" alt=\"\" srcset=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/ourthree-stepprocess-1024x280.webp 1024w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/ourthree-stepprocess-300x82.webp 300w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/ourthree-stepprocess-768x210.webp 768w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/ourthree-stepprocess-1536x420.webp 1536w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/ourthree-stepprocess-2048x560.webp 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ce74d9 e-flex e-con-boxed e-con e-parent\" data-id=\"1ce74d9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41bb18e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"41bb18e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Manual vs Automated<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3750a0b e-grid e-con-full e-con e-child\" data-id=\"3750a0b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cb5c5f7 e-con-full e-flex e-con e-child\" data-id=\"cb5c5f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68e983d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"68e983d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Built for MRM, audit, and board read\u2011throughs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22961a0 elementor-position-inline-start elementor-widget__width-initial elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"22961a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><g clip-path=\"url(#clip0_2030_6326)\"><path d=\"M20.4167 18.6667C20.4167 19.6338 19.6338 20.4167 18.6667 20.4167C17.6995 20.4167 16.9167 19.6338 16.9167 18.6667C16.9167 17.6995 17.6995 16.9167 18.6667 16.9167C19.6338 16.9167 20.4167 17.6995 20.4167 18.6667ZM25.8288 27.4785L22.7162 24.3658C21.5717 25.1813 20.1763 25.6667 18.6667 25.6667C14.8073 25.6667 11.6667 22.526 11.6667 18.6667C11.6667 14.8073 14.8073 11.6667 18.6667 11.6667C22.526 11.6667 25.6667 14.8073 25.6667 18.6667C25.6667 20.1763 25.1813 21.5717 24.3658 22.7162L27.4785 25.8288L25.8288 27.4785ZM23.9167 18.6667C23.4675 17.7602 21.9007 15.1667 18.6667 15.1667C15.4327 15.1667 13.8658 17.7602 13.4167 18.6667C13.8635 19.5708 15.4327 22.1667 18.6667 22.1667C21.9007 22.1667 23.4675 19.5732 23.9167 18.6667ZM17.5 0.683667V5.83333H22.6497L17.5 0.683667ZM9.33333 18.6667C9.33333 13.5123 13.5123 9.33333 18.6667 9.33333C20.3688 9.33333 21.959 9.7965 23.3333 10.5922V8.16667H15.1667V0H3.5C1.56683 0 0 1.56683 0 3.5V28H18.6667C13.5123 28 9.33333 23.821 9.33333 18.6667Z\" fill=\"#61BB46\"><\/path><\/g><defs><clipPath id=\"clip0_2030_6326\"><rect width=\"28\" height=\"28\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tImmutable lineage and per\u2011decision explanations - why approved, why declined, which variables mattered, time\u2011stamped.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-554b123 elementor-position-inline-start elementor-widget__width-initial elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"554b123\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><g clip-path=\"url(#clip0_2030_6328)\"><path d=\"M25.6673 9.3335H2.33398V11.6668H25.6673V9.3335Z\" fill=\"#61BB46\"><\/path><path d=\"M25.6673 4.6665H2.33398V6.99984H25.6673V4.6665Z\" fill=\"#61BB46\"><\/path><path d=\"M24.5 28H3.5C2.57174 28 1.6815 27.6313 1.02513 26.9749C0.368749 26.3185 0 25.4283 0 24.5L0 14H9.33333V16.3333C9.33333 16.9522 9.57917 17.5457 10.0168 17.9832C10.4543 18.4208 11.0478 18.6667 11.6667 18.6667H16.3333C16.9522 18.6667 17.5457 18.4208 17.9832 17.9832C18.4208 17.5457 18.6667 16.9522 18.6667 16.3333V14H28V24.5C28 25.4283 27.6313 26.3185 26.9749 26.9749C26.3185 27.6313 25.4283 28 24.5 28Z\" fill=\"#61BB46\"><\/path><path d=\"M25.6673 9.3335H2.33398V11.6668H25.6673V9.3335Z\" fill=\"#61BB46\"><\/path><path d=\"M25.6673 4.6665H2.33398V6.99984H25.6673V4.6665Z\" fill=\"#61BB46\"><\/path><\/g><defs><clipPath id=\"clip0_2030_6328\"><rect width=\"28\" height=\"28\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tMaker\u2013checker approvals, centralized model inventory, and complete change history for every release.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98c49fd elementor-position-inline-start elementor-widget__width-initial elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"98c49fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"29\" viewBox=\"0 0 29 29\" fill=\"none\"><g clip-path=\"url(#clip0_2030_6334)\"><path d=\"M24.6651 7.39848L15.491 16.5726H11.8379V12.9195L21.012 3.74541L24.6651 7.39848ZM27.6541 0.75642C26.6455 -0.25214 25.0096 -0.25214 24.001 0.75642L22.6859 2.07157L26.3389 5.72465L27.6541 4.40949C28.6626 3.40093 28.6626 1.76498 27.6541 0.75642ZM27.1652 8.24605L16.4711 18.9401H9.4704V11.9394L17.7567 3.65307V0H10.6542V4.16919C9.41477 4.60718 8.26771 5.2689 7.27217 6.12121L3.66053 4.0449L0.121094 10.2028L3.73392 12.2803C3.61318 12.9243 3.5528 13.5682 3.5528 14.2051C3.5528 14.8419 3.61318 15.4859 3.73392 16.1299L0.121094 18.2074L3.66053 24.3641L7.27217 22.2878C8.26771 23.1413 9.41477 23.8018 10.6542 24.2398V28.409H17.7567V24.2398C18.9961 23.8018 20.1432 23.1401 21.1387 22.2878L24.7491 24.3641L28.2898 18.2074L24.6769 16.1287C24.7977 15.4847 24.8581 14.8408 24.8581 14.2051C24.8581 13.5694 24.7977 12.9254 24.6769 12.2815L28.2898 10.2028L27.1652 8.24605Z\" fill=\"#61BB46\"><\/path><\/g><defs><clipPath id=\"clip0_2030_6334\"><rect width=\"28.4102\" height=\"28.4102\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOne\u2011click evidence reports for auditors and committees, aligned to control policies and retention rules.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6b983c2 e-con-full e-flex e-con e-child\" data-id=\"6b983c2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8cb81ad elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8cb81ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Three moves that raise approvals without raising losses.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10cafa2 elementor-position-inline-start elementor-widget__width-initial elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"10cafa2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"29\" viewBox=\"0 0 29 29\" fill=\"none\"><g clip-path=\"url(#clip0_2030_6340)\"><path d=\"M14.205 5.83587L20.0409 2.91202L14.205 0L8.36914 2.91202L14.205 5.83587Z\" fill=\"#61BB46\"><\/path><path d=\"M5.91873 20.6919L0 17.7444V24.9889L5.91873 28.3863V20.6919Z\" fill=\"#61BB46\"><\/path><path d=\"M22.4922 28.3863L28.4109 24.9889V17.7444L22.4922 20.6919V28.3863Z\" fill=\"#61BB46\"><\/path><path d=\"M13.0203 14.3114V7.8008L7.10156 4.85327V11.2692L13.0203 14.3114Z\" fill=\"#61BB46\"><\/path><path d=\"M5.78784 13.2578L1.04102 15.6371L7.1018 18.6202L11.7066 16.3L5.78784 13.2578Z\" fill=\"#61BB46\"><\/path><path d=\"M21.3074 11.2692V4.85327L15.3887 7.8008V14.2996L21.3074 11.2692Z\" fill=\"#61BB46\"><\/path><path d=\"M22.622 13.2578L16.6914 16.3L21.308 18.6202L27.3688 15.6371L22.622 13.2578Z\" fill=\"#61BB46\"><\/path><path d=\"M13.0221 18.3245L8.28711 20.6328V28.3271L13.0221 25.6637V18.3245Z\" fill=\"#61BB46\"><\/path><path d=\"M15.3906 18.3125V25.6517L20.1256 28.3033V20.609L15.3906 18.3125Z\" fill=\"#61BB46\"><\/path><\/g><defs><clipPath id=\"clip0_2030_6340\"><rect width=\"28.4099\" height=\"28.4099\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tThin\u2011file underwriting\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAugment sparse files with governed features and alt\u2011signals to recover overlooked good risk.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea93f6e elementor-position-inline-start elementor-widget__width-initial elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"ea93f6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"29\" height=\"29\" viewBox=\"0 0 29 29\" fill=\"none\"><g clip-path=\"url(#clip0_2030_6338)\"><path d=\"M23.6751 3.55127V15.3888H4.73503V3.55127C4.73503 1.59334 6.32836 0 8.28629 0H10.6538V8.28629H17.7563V0H20.1239C22.0818 0 23.6751 1.59334 23.6751 3.55127ZM15.3888 0H13.0213V5.91878H15.3888V0ZM28.4102 23.0833C28.4102 26.0202 26.0202 28.4102 23.0833 28.4102H5.3269C2.39 28.4102 0 26.0202 0 23.0833C0 20.1464 2.39 17.7563 5.3269 17.7563H23.0833C26.0202 17.7563 28.4102 20.1464 28.4102 23.0833ZM7.10254 23.0833C7.10254 22.1031 6.30705 21.3076 5.3269 21.3076C4.34675 21.3076 3.55127 22.1031 3.55127 23.0833C3.55127 24.0634 4.34675 24.8589 5.3269 24.8589C6.30705 24.8589 7.10254 24.0634 7.10254 23.0833ZM15.9807 23.0833C15.9807 22.1031 15.1852 21.3076 14.2051 21.3076C13.2249 21.3076 12.4294 22.1031 12.4294 23.0833C12.4294 24.0634 13.2249 24.8589 14.2051 24.8589C15.1852 24.8589 15.9807 24.0634 15.9807 23.0833ZM24.8589 23.0833C24.8589 22.1031 24.0634 21.3076 23.0833 21.3076C22.1031 21.3076 21.3076 22.1031 21.3076 23.0833C21.3076 24.0634 22.1031 24.8589 23.0833 24.8589C24.0634 24.8589 24.8589 24.0634 24.8589 23.0833Z\" fill=\"#61BB46\"><\/path><\/g><defs><clipPath id=\"clip0_2030_6338\"><rect width=\"28.4102\" height=\"28.4102\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSecond\u2011look queue\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tChampion in production, challenger in the wings; route edge cases to policy\u2011bound review to capture safe lift.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49eca36 elementor-position-inline-start elementor-widget__width-initial elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"49eca36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\"><g clip-path=\"url(#clip0_2030_6336)\"><path d=\"M28 5.83329C28 3.25962 25.907 1.16662 23.3333 1.16662C20.7597 1.16662 18.6667 3.25962 18.6667 5.83329C18.6667 8.00095 20.16 9.81279 22.1667 10.3343V19.8333C22.1667 20.4761 21.6428 21 21 21H15.1713L17.7415 18.4298L16.0918 16.7801L12.2932 20.5788C11.3902 21.483 11.3902 22.9553 12.2932 23.8595L16.0918 27.6581L17.7415 26.0085L15.0535 23.3333H21C22.9297 23.3333 24.5 21.763 24.5 19.8333V10.3343C26.5067 9.81279 28 8.00095 28 5.83329ZM11.8557 11.2723L15.6543 7.47479C16.5585 6.57062 16.5585 5.09829 15.6543 4.19412L11.8557 0.394287L10.206 2.04395L12.8415 4.66662H7C5.07033 4.66662 3.5 6.23695 3.5 8.16662V17.6656C1.49333 18.1871 0 19.999 0 22.1666C0 24.7403 2.093 26.8333 4.66667 26.8333C7.24033 26.8333 9.33333 24.7403 9.33333 22.1666C9.33333 19.999 7.84 18.1871 5.83333 17.6656V8.16662C5.83333 7.52379 6.35717 6.99995 7 6.99995H12.8275L10.2048 9.62262L11.8557 11.2723Z\" fill=\"#61BB46\"><\/path><\/g><defs><clipPath id=\"clip0_2030_6336\"><rect width=\"28\" height=\"28\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPrice\u2011to\u2011approve\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPair approval propensity with elasticity so margin, not volume, dictates the extra yes.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ebe87b e-flex e-con-boxed e-con e-parent\" data-id=\"3ebe87b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d4765f5 e-con-full e-flex e-con e-child\" data-id=\"d4765f5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-62895f9 e-grid e-con-full e-con e-child\" data-id=\"62895f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-67e758b e-con-full e-flex e-con e-child\" data-id=\"67e758b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a492ecf elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"a492ecf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Drop\u2011in for LOS, decision engines, and your data estate. <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbf2efb elementor-widget elementor-widget-text-editor\" data-id=\"bbf2efb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Connect LOS and decision engines, core banking and bureaus, CRM and servicing, plus lakes and streams; expose low\u2011latency scoring via versioned APIs or SDKs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79433e8 elementor-position-inline-start elementor-widget__width-initial elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"79433e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tReal\u2011time endpoints with blue\/green swaps.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10c5016 elementor-position-inline-start elementor-widget__width-initial elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"10c5016\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEvent\u2011driven updates with auto\u2011retrain recommendations.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5efc19c elementor-position-inline-start elementor-widget__width-initial elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"5efc19c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tRole\u2011based dashboards for business, risk, and MRM.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5af6dd3 elementor-widget elementor-widget-image\" data-id=\"5af6dd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"517\" height=\"494\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Integration-With-Existing-Systems.png\" class=\"attachment-large size-large wp-image-2137\" alt=\"\" srcset=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Integration-With-Existing-Systems.png 517w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/Integration-With-Existing-Systems-300x287.png 300w\" sizes=\"(max-width: 517px) 100vw, 517px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-365cd28 e-flex e-con-boxed e-con e-parent\" data-id=\"365cd28\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6602603 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6602603\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Aligned incentives, shared evidence.<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cf19d7c e-con-full e-grid e-con e-child\" data-id=\"cf19d7c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a7f2b35 e-con-full e-flex e-con e-child\" data-id=\"a7f2b35\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-36a16c6 e-con-full e-flex e-con e-child\" data-id=\"36a16c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f930ff elementor-widget elementor-widget-image\" data-id=\"1f930ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"528\" height=\"458\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/headofcredit.webp\" class=\"attachment-large size-large wp-image-8806\" alt=\"A professional man in a white shirt and red tie seated at a desk, writing in a notebook with a coffee cup beside him and a city skyline visible through the window in the background\" srcset=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/headofcredit.webp 528w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/headofcredit-300x260.webp 300w\" sizes=\"(max-width: 528px) 100vw, 528px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5035d1e e-con-full e-flex e-con e-child\" data-id=\"5035d1e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8512abb elementor-widget elementor-widget-heading\" data-id=\"8512abb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Head of Credit<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2caaff6 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2caaff6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Higher win rates at constant risk.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51bf6bb e-con-full e-flex e-con e-child\" data-id=\"51bf6bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dd336a8 e-con-full e-flex e-con e-child\" data-id=\"dd336a8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5431e3b elementor-widget elementor-widget-image\" data-id=\"5431e3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"528\" height=\"458\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/modelrisklead.webp\" class=\"attachment-large size-large wp-image-8805\" alt=\"A middle-aged man in a dark blazer seated at a desk, carefully reading a document or letter with a thoughtful expression in a warmly lit office setting\" srcset=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/modelrisklead.webp 528w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/modelrisklead-300x260.webp 300w\" sizes=\"(max-width: 528px) 100vw, 528px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29e4b34 e-con-full e-flex e-con e-child\" data-id=\"29e4b34\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40abe67 elementor-widget elementor-widget-heading\" data-id=\"40abe67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Model Risk Lead<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19f808e elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"19f808e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Faster approvals, complete evidence, simpler exams.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95c7fa8 e-con-full e-flex e-con e-child\" data-id=\"95c7fa8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0c5328a e-con-full e-flex e-con e-child\" data-id=\"0c5328a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0100e53 elementor-widget elementor-widget-image\" data-id=\"0100e53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"528\" height=\"458\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/underwritingops.webp\" class=\"attachment-large size-large wp-image-8804\" alt=\"A woman in a grey blazer leaning back in her chair, smiling and looking upward confidently in a bright modern office environment\" srcset=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/underwritingops.webp 528w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/underwritingops-300x260.webp 300w\" sizes=\"(max-width: 528px) 100vw, 528px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b921316 e-con-full e-flex e-con e-child\" data-id=\"b921316\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b26a761 elementor-widget elementor-widget-heading\" data-id=\"b26a761\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Underwriting Ops<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aea8354 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"aea8354\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Fewer escalations, clearer reasons, faster SLA.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d66ab9c e-con-full e-flex e-con e-child\" data-id=\"d66ab9c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b21f17f e-con-full e-flex e-con e-child\" data-id=\"b21f17f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fec2bd elementor-widget elementor-widget-image\" data-id=\"8fec2bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"528\" height=\"458\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/data_it.webp\" class=\"attachment-large size-large wp-image-8803\" alt=\"A young woman wearing an orange and white patterned head wrap and a tan jacket smiling warmly at the camera in a bright office environment, with colleagues visible in the background\" srcset=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/data_it.webp 528w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2026\/05\/data_it-300x260.webp 300w\" sizes=\"(max-width: 528px) 100vw, 528px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a80da32 e-con-full e-flex e-con e-child\" data-id=\"a80da32\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52ef90e elementor-widget elementor-widget-heading\" data-id=\"52ef90e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Data\/IT<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-276e5fb elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"276e5fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Any\u2011framework deploy, monitored, reversible, and observable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ad3588 e-flex e-con-boxed e-con e-parent\" data-id=\"3ad3588\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bc50898 e-con-full e-flex e-con e-child\" data-id=\"bc50898\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-33e2796 e-con-full e-flex e-con e-child\" data-id=\"33e2796\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b46b1e7 e-con-full e-flex e-con e-child\" data-id=\"b46b1e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a652384 elementor-widget__width-initial elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-heading\" data-id=\"a652384\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Learn and launch without the <span class=\"text-gradient\">\nsix month detour.<span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c13db44 elementor-widget-mobile_extra__width-initial elementor-widget elementor-widget-button\" data-id=\"c13db44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/ituring.ai\/za\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"38\" height=\"38\" viewBox=\"0 0 38 38\" fill=\"none\"><rect width=\"37.3333\" height=\"37.3333\" rx=\"18.6667\" fill=\"white\"><\/rect><path d=\"M10.2563 23.7964C9.66058 24.2293 9.52852 25.0631 9.96135 25.6588C10.3942 26.2546 11.228 26.3866 11.8238 25.9538L11.04 24.8751L10.2563 23.7964ZM27.6119 14.0003C27.7271 13.273 27.2309 12.59 26.5036 12.4748L14.6513 10.5976C13.924 10.4824 13.241 10.9786 13.1258 11.7059C13.0106 12.4333 13.5069 13.1162 14.2342 13.2314L24.7695 14.9001L23.1009 25.4354C22.9857 26.1627 23.4819 26.8457 24.2092 26.9609C24.9365 27.0761 25.6195 26.5799 25.7347 25.8526L27.6119 14.0003ZM11.04 24.8751L11.8238 25.9538L27.0787 14.8704L26.295 13.7917L25.5113 12.713L10.2563 23.7964L11.04 24.8751Z\" fill=\"#0BB3B9\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book a Working Session<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3a4581 elementor-widget elementor-widget-image\" data-id=\"b3a4581\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"616\" height=\"412\" src=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/CTA-7.png\" class=\"attachment-large size-large wp-image-2135\" alt=\"\" srcset=\"https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/CTA-7.png 616w, https:\/\/ituring.ai\/za\/wp-content\/uploads\/2025\/11\/CTA-7-300x201.png 300w\" sizes=\"(max-width: 616px) 100vw, 616px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5930bbd e-flex e-con-boxed e-con e-parent\" data-id=\"5930bbd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-654fa95 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"654fa95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"39\" viewBox=\"0 0 10 39\" fill=\"none\"><path d=\"M9.99763 8.51592C9.99893 8.51462 9.9989 8.5125 9.99757 8.51124L1.24801 0.206711C0.977742 -0.071508 0.492846 -0.071508 0.214626 0.206711C0.103339 0.317999 0 0.532626 0 0.699557V29.1177C0 29.6105 0.214626 30.0954 0.540541 30.4213L8.6329 38.3299C9.13946 38.825 9.99205 38.4661 9.99205 37.7578V8.46585V8.51361C9.99205 8.51652 9.99557 8.51798 9.99763 8.51592Z\" fill=\"#35BCAD\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tFrequently Asked Questions\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6f635b accordionHd elementor-widget elementor-widget-n-accordion\" data-id=\"e6f635b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2420\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-2420\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does iTuring's credit AI ensure NCA Section 81 affordability compliance? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M16.5 3.5L3.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M3.5 3.5L16.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M10.2087 3.90186V15.9019\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.20874 9.90186H16.2087\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2420\" class=\"elementor-element elementor-element-93786c2 e-con-full e-flex e-con e-child\" data-id=\"93786c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd903b1 elementor-widget elementor-widget-text-editor\" data-id=\"fd903b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tNCA Section 81 prohibits reckless credit and requires lenders to conduct a genuine affordability assessment before extending credit. iTuring documents every credit decision with the specific features, bureau data, and affordability metrics used, creating an auditable record that satisfies NCR supervisory standards and NCA Section 81 obligations.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2421\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2421\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Does the platform support adverse action notification requirements under the NCA? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M16.5 3.5L3.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M3.5 3.5L16.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M10.2087 3.90186V15.9019\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.20874 9.90186H16.2087\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2421\" class=\"elementor-element elementor-element-61805be e-con-full e-flex e-con e-child\" data-id=\"61805be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ddd3ed elementor-widget elementor-widget-text-editor\" data-id=\"7ddd3ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tYes. The NCA requires lenders to provide a reason for credit refusal. iTuring generates a plain-language explanation for every declined application, the key factors, their weight, and why the application failed the credit policy, satisfying NCA adverse action requirements.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2422\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2422\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does iTuring integrate with South African credit bureaus for underwriting models? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M16.5 3.5L3.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M3.5 3.5L16.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M10.2087 3.90186V15.9019\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.20874 9.90186H16.2087\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2422\" class=\"elementor-element elementor-element-d96e3dd e-con-full e-flex e-con e-child\" data-id=\"d96e3dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48855a5 elementor-widget elementor-widget-text-editor\" data-id=\"48855a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tThe platform connects directly to TransUnion, Experian, XDS, and Compuscan via pre-built bureau connectors. Bureau scores, payment profiles, and derived variables are treated as first-class features with full lineage tracking for NCR compliance.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2423\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2423\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can iTuring support both secured and unsecured lending for South African financial institutions? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M16.5 3.5L3.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M3.5 3.5L16.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M10.2087 3.90186V15.9019\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.20874 9.90186H16.2087\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2423\" class=\"elementor-element elementor-element-9da2fe8 e-con-full e-flex e-con e-child\" data-id=\"9da2fe8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f0f9d53 elementor-widget elementor-widget-text-editor\" data-id=\"f0f9d53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tYes. The platform serves unsecured personal loans, vehicle and asset finance, home loans, credit cards, and revolving credit. Each product type can have separate model policies, governance workflows, and NCA-aligned documentation.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2424\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2424\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does iTuring handle credit decisions for customers under debt review under the NCA? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M16.5 3.5L3.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M3.5 3.5L16.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M10.2087 3.90186V15.9019\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.20874 9.90186H16.2087\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2424\" class=\"elementor-element elementor-element-4b838d4 e-con-full e-flex e-con e-child\" data-id=\"4b838d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0bd5852 elementor-widget elementor-widget-text-editor\" data-id=\"0bd5852\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tWhen a consumer is under debt review (NCA Section 86), iTuring&#8217;s system flags the account and prevents new credit origination workflows from proceeding. This prevents reckless credit extension to debt-reviewed customers and supports NCA compliance for the lending institution.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2425\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2425\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Does iTuring support SARB Prudential Authority credit model examination requirements? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M16.5 3.5L3.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M3.5 3.5L16.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M10.2087 3.90186V15.9019\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.20874 9.90186H16.2087\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2425\" class=\"elementor-element elementor-element-c1855b9 e-con-full e-flex e-con e-child\" data-id=\"c1855b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fcf18dc elementor-widget elementor-widget-text-editor\" data-id=\"fcf18dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tYes. Evidence for development, validation and monitoring is exportable for PA exams.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2426\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2426\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does iTuring support credit risk management for microfinance and NCR-regulated lenders in South Africa? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M16.5 3.5L3.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M3.5 3.5L16.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M10.2087 3.90186V15.9019\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.20874 9.90186H16.2087\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2426\" class=\"elementor-element elementor-element-24bbfa5 e-con-full e-flex e-con e-child\" data-id=\"24bbfa5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-914b91a elementor-widget elementor-widget-text-editor\" data-id=\"914b91a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tThe same governed lifecycle and documentation apply for microfinance and other NCR\u2011regulated lenders.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2427\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2427\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can the platform handle the South African credit bureau data ecosystem including Compuscan and XDS? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M16.5 3.5L3.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M3.5 3.5L16.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M10.2087 3.90186V15.9019\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.20874 9.90186H16.2087\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2427\" class=\"elementor-element elementor-element-94e9186 e-con-full e-flex e-con e-child\" data-id=\"94e9186\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-91fae13 elementor-widget elementor-widget-text-editor\" data-id=\"91fae13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tYes. It integrates with all major SA bureaus with full feature lineage.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2428\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2428\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does iTuring support NCA adverse action notification requirements for South African lenders? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M16.5 3.5L3.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M3.5 3.5L16.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M10.2087 3.90186V15.9019\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.20874 9.90186H16.2087\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2428\" class=\"elementor-element elementor-element-5c4d075 e-con-full e-flex e-con e-child\" data-id=\"5c4d075\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a8cbd57 elementor-widget elementor-widget-text-editor\" data-id=\"a8cbd57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tDeclines and counter\u2011offers include code\u2011based reasons that can be communicated to customers.\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2429\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2429\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Does the credit risk platform support stress testing for South African economic scenarios? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\"><path d=\"M16.5 3.5L3.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M3.5 3.5L16.5 16.5\" stroke=\"black\" stroke-width=\"1.3\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"21\" height=\"21\" viewBox=\"0 0 21 21\" fill=\"none\"><path d=\"M10.2087 3.90186V15.9019\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M4.20874 9.90186H16.2087\" stroke=\"#A0A3BD\" stroke-width=\"1.33333\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2429\" class=\"elementor-element elementor-element-f71eae0 e-con-full e-flex e-con e-child\" data-id=\"f71eae0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b87a0b elementor-widget elementor-widget-text-editor\" data-id=\"1b87a0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tYes. Stress tests for local economic scenarios can be run and documented in the platform.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b55b3b e-flex e-con-boxed e-con e-parent\" data-id=\"1b55b3b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff18792 elementor-widget elementor-widget-html\" data-id=\"ff18792\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BreadcrumbList\",\n  \"itemListElement\": [\n    {\n      \"@type\": \"ListItem\",\n      \"position\": 1,\n      \"name\": \"Home\",\n      \"item\": \"https:\/\/ituring.ai\/sa\/\"\n    },\n    {\n      \"@type\": \"ListItem\",\n      \"position\": 2,\n      \"name\": \"Use Cases\",\n      \"item\": \"https:\/\/ituring.ai\/sa\/use-cases\/\"\n    },\n    {\n      \"@type\": \"ListItem\",\n      \"position\": 3,\n      \"name\": \"Risk & Credit\",\n      \"item\": \"https:\/\/ituring.ai\/sa\/use-cases\/risk-and-credit\"\n    }\n  ]\n}\n<\/script>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"Service\",\n  \"name\": \"Credit Risk & Underwriting AI for South African Banks\",\n  \"provider\": {\n    \"@type\": \"Organization\",\n    \"name\": \"iTuring\",\n    \"url\": \"https:\/\/ituring.ai\/sa\/\"\n  },\n  \"areaServed\": \"ZA\",\n  \"serviceType\": \"CreditRiskAI\",\n  \"description\": \"NCA and NCR-aligned credit risk AI for South African banks and fintechs. 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