BNPL Collections in 2026: What Applies Now That the CFPB’s Credit-Card Classification Was Withdrawn

Building Toward a Rule the Bureau Itself Withdrew Solves Nothing TL;DR If your BNPL collections build is still oriented around satisfying the CFPB’s card-issuer classification, it’s worth pausing to check the date. The Bureau withdrew that rule in May 2025 and confirmed the following month it has no intention of bringing it back in that […]


