RBI NPA Provisioning Norms 2025: How Changes Affect Middle and Upper Layer NBFC Collections Priority

Two Accounts at the Same DPD Stage Can Have Very Different Provisioning Consequences. Most Collections Models Only See DPD. TL;DR Two accounts, both 95 days past due, can represent very different provisioning consequences depending on the borrower’s total exposure across facilities and the layer classification the lending NBFC falls under. A collections model that only […]


