MSME Loan Collections: How AI Uses Informal Income Signals When Traditional Scoring Fails

The Headline Number Says MSME Lending Is Healthier Than Ever. The RBI’s Own Report Says Look Closer. TL;DR The system-wide MSME story is genuinely a good one, and it’s worth stating plainly rather than manufacturing a crisis that doesn’t exist. Gross NPAs in the MSME book have fallen sharply over the past several years, and […]


