Debt Collections Software in India: What NBFCs Should Evaluate Before Buying
TL;DR Most NBFCs searching for debt collections software are really asking three separate questions at once, and most vendor pages answer only the first one. Head of Collections teams tend to start this search after outreach volume stops moving the recovery number. The instinct is to buy something that makes more calls, sends more reminders, […]
The OEM Certification Requirement Inside RBI’s Device-Locking Rule
TL;DR This piece cites RBI’s NBFC-specific 2026 amendment (paragraph 100S) from secondary-source reporting, not a primary RBI text we’ve been able to fetch directly. Treat the paragraph citation as high-confidence, not primary-confirmed. Most compliance teams reading RBI’s new device-locking rule stop at the parts that are easy to operationalize: the 30-day and 60-day thresholds, the […]
The 7-day rule: why your recovery agency list can’t sit static on your website
TL;DR Most NBFC compliance teams treat their recovery agency list as a static page, published once and forgotten. That assumption is now a liability. The 2026 amendment to RBI’s Responsible Business Conduct Directions turns this list into a live document with a hard deadline attached to every change. This piece covers exactly what the list […]
The RBI Fair Practices Code and what it actually requires from NBFC collections teams
TL;DR Every NBFC collections conversation eventually runs into a version of the same question. Is this specific practice allowed. The answer almost always traces back to one document: the Fair Practices Code every customer-facing NBFC is required to adopt. Most compliance teams know the Code exists. Fewer treat it as the single source that everything […]
Why recovery calls are the next RBI compliance flashpoint for NBFCs
TL;DR Every NBFC collections desk is about to inherit a new recordkeeping obligation, and most compliance teams have not mapped what it actually touches yet. RBI’s Fourth Amendment Directions, 2026 (RBI/2026-27/223, for commercial banks) and the parallel Third Amendment Directions, 2026 (RBI/2026-27/230, for NBFCs) both landed on 6 August 2026, effective 1 January 2027. Buried […]
MLOps Consulting Services: What Actually Belongs in the Scope
TL;DR A CFO signing off on an MLOps consulting engagement usually sees a proposal built around getting models into production: a deployment pipeline, a monitoring dashboard, a handover deck. That is real work and it is worth paying for. It is also, on its own, half the job. The other half is proving the model […]
Data Pipeline Automation and the Reconciliation Problem It Creates
TL;DR A data team automates a pipeline to stop moving files by hand, scheduling batch jobs, and re-running failed transfers manually. All of that goes away, and it should. What often goes away with it, without anyone deciding to remove it, is the person who used to glance at yesterday’s total against today’s and notice […]
Data Pipeline Tools: What Banks Actually Run, and Where the Gaps Open Up
TL;DR A data team asked to name its pipeline tools usually lists three or four: something that pulls data from source systems, something that transforms it, something that schedules the whole thing, and something that stores the result. None of it was bought as one purchase. Each piece solved one problem well at the time […]
Data Pipeline Architecture for Financial Data: The Four Layers Plus What RBI’s Draft Guidance Add
TL;DR A data engineering team builds a pipeline the way every vendor tutorial describes it: ingest, transform, store, serve. It works. Six months later, an examiner asks which system a specific customer field originated in, who approved changing its classification, and what happened to that lineage when the field got renamed during a migration. The […]
Model Deployment in Regulated Environments: The Five Gates Ordinary MLOps Skips
TL;DR A data science team ships a new fraud model the way it ships everything else: a pull request, a staging test, a canary rollout, done by Friday afternoon. Three weeks later, an examiner asks who approved the production release and what evidence exists that the model’s scores held stable once it went live. The […]
