Best Accounts Receivable Software in 2026
TL;DR Search “best accounts receivable software” and every result ranks a list of vendors by feature checklist, review score, or pricing tier. That question assumes one universal winner exists. For a bank, NBFC, or insurer, it does not. The right question asks which platform fits a specific portfolio, regulatory posture, and set of existing systems. […]
AI Governance Frameworks Compared: NIST, ISO 42001, and the New Financial Services Standard
TL;DR A bank comparing AI governance frameworks is usually trying to answer one question: which one should we adopt first? For most of this audience, the answer is the Financial Services AI Risk Management Framework, since it was built specifically for institutions like theirs. ISO/IEC 42001 matters once a partner or customer asks for independent […]
RBI’s device-locking rules for loan recovery: what NBFCs and banks must build before January 2027
TL;DR Most compliance teams are asking the wrong first question about India’s new device-locking rule. The question isn’t whether a lender can restrict a borrower’s phone. It’s whether the loan qualifies at all, because the rule only ever applies to the exact device that loan financed. RBI issued the amendment on 6 August 2026. It […]
Model Serving at Decision Latency: The Layer That Decides If a Model Is Fast Enough
TL;DR A model that performs well in validation can still fail in production for a reason that has nothing to do with its accuracy: it takes too long to answer. A collections model that needs three seconds to score a borrower is not useful for a decision that has to happen the moment a payment […]
MLOps Services for Financial Institutions: The Work That Starts After Deployment
TL;DR A bank that just finished deploying a model usually has a working pipeline, a monitoring dashboard, and a project team about to move on to its next engagement. What it often doesn’t have is anyone whose job continues past that point. MLOps services are the work that keeps happening after deployment: watching for drift, […]
AI Cannot Cure Natural Stupidity
A bank can now deploy an agent that reads a customer record, drafts an offer, sends a message, and schedules a follow-up. That is impressive. But if the underlying decision is wrong, the bank has simply found a faster way to make the same mistake at scale. This is the uncomfortable question behind the race […]
LLMs and Agents are Not Enough
Banks need predictive intelligence to see what happens next. Banks are moving rapidly from experimenting with generative AI to deploying AI agents. The appeal is obvious. Large language models can understand complex information, summarize documents, converse naturally and reason across a growing range of tasks. Agents add another powerful capability: they can act. But there […]
Debt Collections Software in India: What NBFCs Should Evaluate Before Buying
TL;DR Most NBFCs searching for debt collections software are really asking three separate questions at once, and most vendor pages answer only the first one. Head of Collections teams tend to start this search after outreach volume stops moving the recovery number. The instinct is to buy something that makes more calls, sends more reminders, […]
The OEM Certification Requirement Inside RBI’s Device-Locking Rule
TL;DR This piece cites RBI’s NBFC-specific 2026 amendment (paragraph 100S) from secondary-source reporting, not a primary RBI text we’ve been able to fetch directly. Treat the paragraph citation as high-confidence, not primary-confirmed. Most compliance teams reading RBI’s new device-locking rule stop at the parts that are easy to operationalize: the 30-day and 60-day thresholds, the […]
The 7-day rule: why your recovery agency list can’t sit static on your website
TL;DR Most NBFC compliance teams treat their recovery agency list as a static page, published once and forgotten. That assumption is now a liability. The 2026 amendment to RBI’s Responsible Business Conduct Directions turns this list into a live document with a hard deadline attached to every change. This piece covers exactly what the list […]
